Get An Online quot;: Need Help? Call 1-855- MINIMO1 Our support center can help you get a quot; and get your questions answered A principal driver is the person who drives the car most often. The driving record of the principal driver will affect the car insurance premium. Your car insurance policy will typically cover all of the people in your household and multiple vehicles. However, the person who drives a vehicle most often is defined as the principal driver for that vehicle. Additional persons covered by your policy would be considered occasional drivers of that vehicle. You can also exclude a person from driving your vehicles and have them listed as excluded drivers on your policy. If you're looking for cheap car insurance coverage for all the drivers in your household, Good2 Go offers cheap liability car insurance to get driving legal in many states. Get an online car insurance quot; now or call us directly at 1-855- MINIMO1 ( ).
Written by Penny Gusner on September 17, 2012 & Posted in Auto Insurance You see the terms primary driver and secondary driver tossed around in your car insurance policy, but do you really know what they mean? The difference between primary and secondary can mean hundreds of dollars in premiums. For each car in the household, there should be one primary driver - and only one primary driver - listed on the auto insurance policy. The person listed as this principal driver should be the individual who operates that particular car the most. This driver is then rated as a full-time operator for that vehicle. All other drivers on the car insurance policy would be listed as secondary drivers to this car. A secondary driver, also referred to as an occasional driver, still operates the car on occasion and needs to be covered to use it. Car insurance rates are usually lower for this person than the primary user. If there is the same number of cars and drivers on your policy, then it's usually pretty simple to match each driver with a car, then list each driver also as a secondary driver on all other vehicles. It can, however, get tricky deciding who the primary driver of what car is when the number of cars and drivers listed on an auto insurance policy isn't the same. For example, if there are two parents and two licensed teens in a household and three cars, then each parent would normally be the primary driver of one car each and then the parents would need to assign one of the teens to be the primary driver of the third car and the other teenager would be secondary to all cars and primary to none. If there are more cars than drivers, then a driver can be listed as being the primary driver of more than one car. So, if a household of three licensed drivers has four cars, then it's possible for the father to be listed as the primary driver of his daily driver and one other.
INDIANAPOLIS ( AP) — An Indianapolis police report says the driver of a school bus that struck and killed a principal last month got out of the driver’s seat without putting on the parking brake. The report says the students had boarded the bus and the driver was prepared to drive away when she got out of her seat. The report doesn’t say why the driver left her seat. The bus rolled forward and fatally struck Amy Beverland Elementary School principal Susan Jordan. Two 10-year-olds were injured. The report was available on the website. Indianapolis Metropolitan Police Lt. Richard Riddle said Monday that the department wasn’t releasing the report, but it had been forwarded to state police, which makes the information available to the website. SHARE.
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